lunes, 12 de mayo de 2014

Products offered by the bank

Savings  Account 

It is a savings account designed for individuals and families save their money according to their financial planning , thinking ahead and with the backing , support and safety of recipients banks.

Current Account :

Is a banking contract where the cardholder makes income funds. With a current account can have deposits immediately admitted through checkbooks , ATM or window box or bench. An account that does not earn interest on the owner .

Bank  Loans:

A bank loan is a vote of confidence that a client receives a get money , whether public or private financial institution. Financial institutions are those that capture their clients' money by borrowing transactions and lend at higher in people receiving treatment in active operations fees. Of course this confidence is based on the client 's solvency test ( eg calls stating sufficient income and owns property ) . By credit the customer gets cash availability and the Bank 's interests by the use of money.

Types of bank loans 

  • Consumer loans : Used to finance purchases that we can not cope and therefore more credits that could be considered loans.
  • Line of credit: The bank makes available a maximum amount of money , which can make use or not.
  • Credit card: Your interest rate is very high compared to other loans, but in return we offer a lot of flexibility , plus the convenience of making payments with the card automatically , without having to apply for a loan to the bank office each time.
  • Trade credits: Are deferrals that companies granted to customers as part of a commercial transaction of purchase or sale of goods or services.

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